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UAE's Leading EOSB Resource

Welcome to GratuityAdviser

End of Service (EOS) Gratuity is changing: The old gratuity system is set to be replaced by an investment-based scheme.

 

GratuityAdviser aims to inform and advise Employers & Employees as they navigate the new world of End of Service Benefit (EOSB) saving schemes.

 

If you are new to this topic we recommend this article which summarises the changes that are happening.

4

Approved Fund Managers

15

Funds Launched or announced

1.4M+
7.8M+

UAE Companies

Employees impacted
Sponsored
Define Your EOS Gratuity Strategy Today
Get professional advice to seamlessly transition to the new EOS saving schemes
Latest Updates
News & Insights
Resources & Tools
Everything You Need to Navigate EOSB
Access comprehensive resources, comparison tools, and planning calculators to make informed decisions about end-of-service benefits
HR staff looking at EOSB resources  in the UAE, as they are interested in Laws, Resolutions, FAQ and Glossary
Resources
Access official laws, resolutions, glossary of terms, and frequently asked questions about EOSB in the UAE.
  • Laws & Resolutions

  • FAQ

  • Glossary

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EOSB Comparison
Compare traditional end-of-service gratuity with the new savings-based scheme. See the potential benefits and differences.
  • Side-by-side comparison

  • Calculate potential returns

  • Understand key differences

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Savings Planner
Plan your retirement savings and project your end-of-service benefits under the new investment-based scheme.
  • Project retirement savings

  • Multiple scenarios

  • Employer contributions

Analytics
Fund Manager Insights
Access detailed profiles, performance data, and exclusive research reports on CMA-approved fund managers.

Fund Managers

Overview and profile of all licensed EOSB Fund Managers

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Funds

Overview and key features of all licensed EOSB investment funds offered by the official EOSB savings scheme providers

HR Managers getting financial advice on End of Service Benefit (EOSB) gratuity schemes in the UAE
Professional Advice
Financial Guidance You Can Trust
Lux Actuaries Financial Consulting L.L.C. is fully licensed by the Capital Market Authority (CMA) to provide financial advice and recommendations.
  • Fund Manager comparison and selection

  • EOSS scheme implementation assistance

  • Personalized proposals for your organisation

  • Actuarial services, e.g. IAS-19 valuations

Stay Informed
Get the latest EOSB news and analysis delivered straight to your inbox.

GratuityAdviser is a website platform owned and operated by Lux Actuaries Financial Consulting L.L.C. Lux Actuaries Financial Consulting LLC is licensed by the Capital Markets Authority (CMA) to practice the Category 5 activity of Financial Consultations under CMA License Number 20200000249 and DED Commercial License Number 1456074. CMA provides regulation and imposes standards on the conduct of investment business to protect investors in the UAE. Lux Actuaries Financial Consulting LLC, 2102 Al Habtoor Business Tower, Dubai Marina, Dubai, United Arab Emirates.

 

General information does not constitute personalized financial advice tailored to your specific circumstances. Investment Risk: Past performance does not guarantee future results.

© 2026 Lux Actuaries Financial Consulting L.L.C. All Rights Reserved.

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